Homeownership is the American Dream, and for good reason! Owning your own “Piece of the Pie,” means it’s yours, and comes with all the rights, privileges, and responsibilities attached to it. Among those rights are privacy, security, and the right to live peacefully in your home.
Another American Dream — more like a nightmare — slinks in through the cracks too: “Keeping Up With The Jones’.” I think that unless they have the exact same history, current situation, and future goals, keeping up with anybody is stupid. Lay out YOUR dream, and don’t worry if your house is bigger, your watch is more expensive, or your car is newer. Be happy! Love your loved ones! Do well AND do good!
If all the stories about climates changing and the world’s temperatures, you can imagine that someday our grandchildren’s grandchildren will hear stories of how people used to actually *grow* their own grass right in front of their homes just for decoration and enjoyment.
There are some practical reasons to take care of a yard too!
In one 8-minute video, I tackle the three biggest questions in Mortgage.
I’m so grateful for my clients who use my services again and again. They know they can trust me to do my best and get the best at the same time.
The right match is so critical when buying, selling, or financing your home. Check out this video.
It’s true! Watch this video and you’ll see.
We love dogs. Okay, my wife Karen, and our daughter Alissa, have always had a cat too, but notice I say *they* had cats. They have loved their cats, so ok: the cats get an honorable mention. Together though, our family is a dog family.
(Secretly, it’s because cats tolerate their owners, while dogs love them!)
Apparently, we’re not alone in loving our pets. Take a look:
This post could never be ONLY about the percentages. Why? We’re dealing with more than just aging people. We’re talking about citizens who lived through war, paid taxes for decades, remember gas under a dollar, and who have paid their dues in life already. My opinion: if they want to grow old and fall asleep in their own bed each night until they wake up in heaven…that should be their choice!
My job allows me to finance things to help them do just that.
I love when my clients ask, “I have this much debt, and that much savings. What should I do?”
Or, “We need this and that done to the house before we list it, but we can only afford one. What should we do?”
Or, “I think we need to XYZ or we won’t <insert result here.> What should we do?”
The key to all those is that my clients ASK me what they should do before going out and just doing things that might or might not benefit them as they move forward.
I’m your Champion with Real Estate and Mortgage. Paying off debt is important, and having cash reserves to qualify for a mortgage is important. Fixing a leaky toilet is important, and painting a garage door is important. Buying matching gold-tone bathroom and kitchen faucets to improve the hand-washing experience may not be critical in order to get top dollar selling your home. (True scenario!) Or a 7-year old air conditioner that works fine for you may not need replacing for $2,400 when a $500 Home Warranty will protect you and the buyer. (Another true scenario!)
Take a quick look at this video, and be sure to give me a call to ask me, “What should we do?”
This is the way a lot of people think when it comes to selling their home. Where do you stand?
I posted this to my YouTube channel, but forgot to load it here in my blog. So here’s my response to the Office Hours question.